Our History

In 2011 TBIF acquired the Bulgarian branch of Nova Ljubljanska Banka (Slovenia), created TBI Bank and in this way we entered the banking sector. In 2012 we started our banking operations in Romania and opened TBI Bank branch in Bucharest.
In 2016 TBIF was acquired by 4finance Holding – Europe’s largest online and mobile consumer lending group.
Currently, TBI Bank‘s branch in Romania, TBI Leasing and TBI Credit together provide access to innovative, digital, integrated financial solutions with lending being the core of our business. Our ambition is to become a next-generation digital lender. Clients are in the focus of all our actions and we are constantly changing driven by their behavior and the financial market. We are creating a community of highly experienced and talented experts, ready to serve customers across Europe.

TBI Bank Companies

TBI Credit is an offline and online specialized retail lender, providing to customers in Romania access to a wide range of consumer finance and digital banking products, such as online and in-stores loans, credit cards, personal loans, insurances, etc. The company was established in Romania in 2003 and operates in full transparency and in compliance to all regulators’ requirements. It is an endorser of the ALB code of ethics and supports all responsible lending principles, with a respect to all industry standards.
Currently, TBI Credit offers national coverage via its credit agents and points of sale in merchants across Romania. The company constantly develops new digital products and invests in innovations, in order to improve consumers’ financial lives.
TBI Credit is part of TBI Bank, a consumer and SME focused bank part, operating in Bulgaria, Romania, Germany, and Sweden. Both companies are part of 4Finance, a global leader in digital consumer finance.

TBI Leasing is Member of TBI Bank and it is active on the Romanian market since 2002. The company offers a wide range of leasing products and services, such as new and used cars leasing, fleet management, financing of equipment purchasing, real estate leasing and lease-back services.
The company is recognized for its high flexibility in the granting of funding and operates in full transparency and in compliance to all regulators’ requirements. It covers locations in the most representative areas of the country, including Bucharest, Craiova, Timisoara, Cluj-Napoca, Iasi, Bacau, Galati and Constanta. TBI Leasing client-oriented team builds strong and long-term relationships with its customers, focused on solving problems, rather than selling financial products.


Customer Service
021 529 86 00 

Working hours
Monday - Friday
| 09:00 - 18:00

Saturday - Sunday
| Closed


Head office

Bucharest, Romania,
8-12, Putul lui Zamfir Str.