Personal Loan

This product is offered by TBI Credit IFN S.A. part of TBI Bank Group

Personal Loan Advantages

Personal Loan Advantages

When you don’t have the time, but you need help. When someone depends on you and you can’t let him down. When there’s a sudden change in plans and you need the money right away. With Personal Loan, the money get to you quickly. 

How to Apply? 

  • Online
  • Call Center +4 021 529 86 00
  • In TBI Credit offices

TBI Bank Credit Calculator

Interest rate

Personal Loan Benefits

Fast approval 
Minimum documentation required 
No need to prove us how you use the money

Money can be received in any personal account of the client open in any bank in Romania

Disability retired persons can access a financing solution.
Applicant's maximum age at the end of the credit agreement - 75 years.

We offer you two options to pay the value of your analysis fee according to your needs, from your own sources or funded from your credit

The maximum value of the credit that can be granted is the equivalent in RON of EUR 5.000.

Financing conditions and necessary documents

Financing conditions:

  • Seniority at current job: 6 months uninterrupted (depending on client's creditworthiness)
  • Applicants' age: from 24 years (depending on client's creditworthiness) up to 75 years (maximum applicant's age at the end of the credit agreement)
  • Minimum monthly income accepted: 800 lei / minimum accepted pension: 520 lei

Necessary documents*:

  • Copy of the ID
  • ANAF approval/ last pension coupon in original
  • Personal loan application
  • Agreement to process personal data

*In special circumstances, TBI Credit reserves the right to request other documents than those specified above.

Repayment Methods

TBI Credit offers you multiple possibilities of payment available for the loan installments! For any of the methods of payment listed below it is necessary to have the following information: PIN (Personal Identification Number), the contract number and the amount to be paid.

1. At PayPoint terminals which are present in almost any commercially significant point. The payment through PayPoint terminals will be made by scanning the barcode from a statement of account and by introducing the minimum amount due.

2. At SelfPay terminals
The payment made through SelfPay terminals becomes more convenient, these being present in almost any commercially significant point. The payment at any SelfPay terminal will be made by scanning the barcode from the payment document (e.g. contract or statement of account), or by entering the number of the Agreement, the PIN (Personal Identification Number) of the holder of the Agreement and the amount due.

3. By inter or intra bank transfer (with a minimum of 3 working days before the due date): convenient, safely and quickly. Use the electronic payment services (such as internet banking), or complete a payment order. 

The accounts available for bank transfers are the following ones:

TBI Bank EAD Sofia – Bucharest Branch: RO24TBIB9311001900005202
Raiffeisen Bank: RO72RZBR0000060016450006
Banca Transilvania: RO37BTRL0450160100703845
CEC Bank: RO60CECEB20044RON3223291
BCR: RO96RNCB0072049681080002

4. By cash withdrawal (with a minimum of 3 working days before the due date): simple and convenient. It is not necessary to have a current account, access to the internet or internet banking.
The accounts available for cash deposits are the following ones:

Raiffeisen Bank: RO62RZBR0000060003865697
CEC Bank: RO60CECEB20044RON3223291
TBI Bank EAD Sofia – Bucharest Branch: RO24TBIB9311001900005202
BCR: RO96RNCB0072049681080002

For more informations please call us

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Customer Service
021 529 86 00 

Working hours
Monday - Friday
| 09:00 - 18:00

Saturday - Sunday
| Closed


Head office

Bucharest, Romania,
8-12, Putul lui Zamfir Str.